Microprocessor-equipped smartcards in effect make them tiny computers that are able to receive, store, and act upon information in a variety of ways. The flexibility of smartcards makes them useful in coming up with integrated solutions to many different needs in many different sectors. OYTEK is one of the leading companies in Turkey in the area of smartcard technology today.

Recognizing that the use of smartcard technology is going to increase steadily and that this technology is going to become particularly important with the emergence of e-government applications, OYTEK is committed to continuously developing itself in smartcard technology.

The two main categories of smartcards that are in use today differ in how they function.

Memory cards contain mainly non-volatile memory storage components.

Microprocessor cards contain both memory and microprocessor components that allow the card to respond to external commands according to predetermined rules.

Smartcard applications

Credit cards

For credit card applications, smartcards are superior to magnetic-stripe cards because they offer greater security. In line with the international EMV standard, banks all over the world are taking part in a program to change over to EMV-based smartcards.

Meter cards

These smartcards, which also perform the functions of prepaid cards, can be used to make payments almost everywhere, but they are especially useful as smartcard solutions in the areas of utilities, transportation and telecommunications.

Loyalty cards

Smartcards are the most effective solution for the organizations that are interested in measuring and rewarding customer loyalty.The Loyalty programs based on these cards attract new customers while also rewarding existing ones for their loyalty to the issuer. In addition, loyalty cards make it possible to gather data about customers and their buying habits that can be very important in customer relations management and in strengthening the relationship between issuer and customer.

E-wallet cards

Smartcards can be used as "electronic wallets" that make it possible to make and keep track of one's purchases in an electronic environment. They are particularly useful, fast, and secure solutions in places such as holiday villages and school campuses because they eliminate the need for money to physically change hands.

Identity cards

Smartcards provide solutions to the problems of absolutely proving one's identity and safeguarding the rights and privacy of that identity. These cards are immeasurably more effective at preventing identity theft than any other traditional method of proving identity while also making authorized access to private information quick and easy.

Security cards

Developed to make electronic transactions more secure, smartcards can also be used in public key infrastructure (PKI) applications as well. These cards can further increase the security of critically important transactions taking place in a digital environment by adding a physical layer to the verification process.

Health cards

As health cards, smartcards make it possible to gain quick and secure access to a patient's medical information, which can be a matter of life or death in an emergency. In addition, information about previous conditions, treatments and operations can prevent unnecessary or mistaken medical intervention, which also reduces medical costs.